Young Investors Trust AI Despite Gaps in Regulatory Understanding
More than half of UK investors aged 18 to 40 trust artificial intelligence tools to help with investing, but many wrongly believe AI-generated financial information is regulated, according to Financial Conduct Authority research published on 27 August 2026.
The FCA found that 56 per cent of respondents trusted AI tools, compared with 47 per cent for television and radio, 46 per cent for the press and 29 per cent for social media influencers. Four in five less experienced investors had used AI for investing assistance, with around two-thirds doing so occasionally or regularly.
The research found significant gaps in understanding of the protections available when using AI for financial decisions. Some 44 per cent of respondents believed AI-generated financial information was regulated, while 38 per cent said it was acceptable to make an investment decision based solely on AI outputs.
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